How To Secure A Home Loan If You're Self-Employed

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Securing a home loan can be difficult for many people, and this is especially true for the self-employed. In the wake of the Global Financial Crisis, banks have tightened up their lending criteria for self-employed people, and they are bound by legal obligations to ensure responsible lending and that the applicants are well situated to meet their repayments. While it may be difficult to be approved for a home loan when you’re self-employed, it is achievable with the right planning and advice.…

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The Different Types of Car Loans You Could Consider

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For some people, owning a car is not simply a luxury, but a necessity. Being in control of your mobility gives you much more freedom than having to depend on the public transport system. However, purchasing a new car may not be in everyone’s financial reach. Considering the advances in technology, cars are becoming more expensive with the additional features they come with. The good news is that you are not out of options if you do not have enough money in the bank.…

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Four Questions to Ask When Comparing Debt Collectors

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If you have decided to hire a collection agency, such as National Collections, to collect your outstanding debts or invoices, you may need to compare several agencies to figure out which one you like the best. When looking at different agencies, ask them these four questions. Their answers will help you identify the best agency for your needs: 1. Do you offer skip tracing services? Depending on how old your invoices or unpaid bills are, you may not have the correct contact information for your clients.…

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